ELITE Program

What is ELITE Program
• ELITE is a Lifetime Opportunity to get enrolled in a mission oriented program for Financial Freedom.
• ELITE Program Subscription offers very customised Financial Freedom Planning, Tracking and Portfolio Management Services to a selected few passionate readers almost FREE for life.
• The program is restricted to a very few selected passionate seekers - selected on the basis of a telephonic / email interview.

Why this Program
• We believe that there are many good people around us, who wish to elevate the world around them, in their own special way.
• But most of them are trapped in this maddening race to earn money.
• Through this program, we intend to make 'serious' and 'passionate' freedom seekers financially free for the rest of their lives, so that they can focus their time and energy on the things they love doing - which includes elevating our society.

What Services are a part of the Program
• Analysing your entire financial life to build your customised Financial Freedom Plan.
• Tracking your Financial Freedom journey - so that you do not lose sight of your Financial Freedom goal at any point.
• Proactive multiple reviews every month of your portfolio and freedom journey - from multiple aspects - including corpus targets, ROI, Liquidity, Meeting future goals etc.
• Sharing Review Observations with you. Each observation is filled with immense learning and takes you closer to your goal.
• Doing joint Stock Valuations as well as validating your calculations for stock selection and tracking.
• Helping you choose appropriate Equity & Debt Mutual Funds, based on their expected performance and your risk profile.
• Enabling you to take decisions on choosing or discarding the right Health and Life Insurance Policies based on your family needs.
• Guidance on Real Estate investment or liquidation decisions. • Long term Portfolio Balancing suggestions (mix of Equity Vs Debt, mix of Small/Mid/Large Cap) based on our proprietary PMC (portfolio Mix Calculator) Tool.
• In-depth monitoring and performance reporting of your Assets (incl. Mutual Funds) with recommendations.
• Health Review of your Financial Freeodm Journey over Telephonic Review Calls.
• Unlimited Query Handling Sessions.

What Services are NOT part of the Program
• Theory Classes or Gyaan.
• Presentations and Lectures.
• Direct Stock Recommendations.
• Your Income Tax Calculations.
• Investments on your behalf.

What is the Knowledge Imparting Philosophy during the Program
• Zero Tolerance on Spoon feeding. The idea is to make you an independent decision maker in terms of taking any decision in life.
• The entire learning is hands on, while working on preparing your financial freedom plan and tracking your journey towards Financial Freedom.

How much is the Application Fees
• There is a one-time (once in a life time) application fees of INR 4,500. The purpose of this fees is to ensure that only serious readers and freedom seekers get to take a pie of my time.
• Along with the application fees, an application must clear a qualifying interview. The purpose of the interview is to assess the applicant's passion, commitment and dedication towards their own freedom.

Is there any mandatory recurring fees
• There are NO MANDATORY FUTURE payments for the rest of your life.
• There WILL BE a Quarterly payment reminder that will be sent to you for any fees that you wish to pay. .
• There is no fixed amount to be paid. It is not even mandatory to pay anything. The quality of our Services are NOT dependent on your payment.
• However, you may pay based on the value addition, you think, has been done to your portfolio.
• These future payments helps us maintain our online websites, plant more trees and also helps us elevate many more lives.

Why is ELITE Service not Free
• I was providing a similar service free of cost, for last so many years.
• I realised that my time was not being effectively utilised since there were many freedom seekers who enrolled for the program, but were not serious about their journey.
• As they say, FREE has no value. Therefore, a nominal one-time (once in a life time) application fees was introduced. The purpose of this fees is to ensure that only serious readers and investors get to take a pie of my time.

Case Studies
• I have been mentoring seekers on financial freedom since 2014, have helped close to 3,000 freedom seekers make their life more worthwhile.
• Click here to read some of the stories.
• The ELITE Program is going to be a completely different experience altogether - where we go hand in hand together to earn you financial freedom and generate massive long term wealth for you.

Why should you Apply?
• All consultations, suggestions and recommendations under this service is personally provided by me.
• The online financial data that you might be required to fill, is all done through our 100% secure website.
• Unlike most financial advisories, there are ABSOLUTELY ZERO mandatory recurring charges for this service (though there is a quarterly reminder to pay at will). This makes the advice 100% genuine since there is no clash of interest.
• Part of your money automatically goes as donations to Kalpavriksha - our Tree Plantation NGO .This makes you a social contributor automatically, while you continue to grow your wealth.
• I will handhold you to not only build your customised online financial freedom plan, but also track the same every month - with proactive suggestions and advice to maximise the returns from your portfolio and build a balanced portfolio for long term wealth creation. My aim is to get you financially free, as early as possible, and then help you with long term massive wealth creation - so that you can live a life of your dreams. We will be together in this beautiful journey.
• I aim to help you stay on course in your freedom journey and improve the health of your existing portfolio. This increases your passive income, as your money starts to create more money - thus speeding up your financial freedom and long term wealth creation.

Understand Before You Apply
• This service is NOT open for public. You will NOT see this being promoted anywhere. You are also NOT permitted to forward this invite to any of your friends or relatives. This service is only available for readers of our books / blogs, and a close group of friends.
• Since the portfolio of subscribers will be personally mentored by me, there is only a limited pie of time available for each seeker. This service is, therefore, restricted only to a selected few seekers whose applications are succesful.
• The selection for the ELITE Program is done on the basis of an interview (email or telephonic). I am looking for passion, enthusiasm and commitment towards your own freedom. Rest, I will mentor.
• There is a one-time (once in a life time) registration fees of INR 4,500/- to be paid at the time of application, whose details need to be entered in the application form. The purpose of this fees is to ensure that only serious freedom seekers get to take a pie of my time.
• If your interview result is negative, your 100% fees will be refunded within 7 working days.
• There are NO MANDATORY FUTURE payments for the rest of your life. There WILL BE a Quarterly payment reminder that will be sent to you for any fees that you wish to pay. There is no fixed amount to be paid. It is not even mandatory to pay anything. The quality of our Services are NOT dependent on your payment. However, you may pay based on the value addition, you think, has been done to the health of your portfolio.

When can you Apply / What is the Application Window
• The Applications to the ELITE Program are generally accepted 3 times in a year (3 application windows).
• The application form is typically open for a week, just before the deadline dates of 13-Apr, 15-Aug and 1-Jan.
• If you are far away from the application window, you can get yourself added to the Wait List of candidates for the ELITE Program by sending us an email at 'help@manoj-arora.com'. All Wait listed candidates will be intimated via Whats App and EMail before opening of registrations.

How to Apply
• Anytime during the application window, you can apply for the Program by filling up the Application Form.
• We will come back to you with the interview details after receiving your application.
• The date of application within the application window does not matter. All candidates who apply, will get to appear for the interview.
• The selection is purely on MERIT. It is NOT based on First come First Served Basis.

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